Finance Your Pilatus PC-12
The Pilatus PC-12 is a versatile turboprop single that combines performance, capability, and value. Whether you're upgrading your aircraft or making your first purchase, we provide specialized Pilatus PC-12 financing solutions with competitive rates and flexible terms tailored to your needs.
Pilatus PC-12 Specifications & Performance
Specification | Details |
---|---|
Category | Turboprop Single-Engine Utility |
Price Range | $2,500,000 - $6,500,000 |
Typical Used Price | $4,500,000 |
Engine | Pratt & Whitney PT6A-67P (1,200 shp) |
Cruise Speed | 290 knots |
Range | 1,845 nm |
Seats | 6-9 |
Useful Load | 4,012 lbs |
Service Ceiling | 30,000 ft |
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Get Aircraft Financing QuotesWhy Finance a Pilatus PC-12?
- 1,200 SHP Power - PT6A-67P delivers exceptional performance
- Massive Useful Load - 4,012 lbs handles passengers or cargo
- Versatile Cabin - Executive, cargo, or medevac configurations
- Extended Range - 1,845 nm with excellent fuel efficiency
- Honeywell Apex - Advanced avionics in latest NGX models
Pilatus PC-12 Financing Options
Competitive Interest Rates
- New Pilatus PC-12: Starting at 5.5% APR
- Late-model used (2010+): Rates from 5.75% APR
- Older models: Rates from 6.5% APR
- Terms up to 20 years available for qualified buyers
Flexible Down Payment Options
- As low as 15% down for qualified buyers
- Higher down payments may qualify for better rates
- Trade-in equity can be applied to down payment
- Refinance options available for existing owners
Frequently Asked Questions - Pilatus PC-12 Financing
What credit score do I need to finance a Pilatus PC-12?
Lenders typically require a minimum credit score of 680-700 for Pilatus PC-12 financing. Borrowers with scores above 720 receive the best rates. The Pilatus PC-12's strong market demand helps secure favorable financing terms for qualified borrowers.
How much down payment is required for a Pilatus PC-12?
Down payments typically range from 15% depending on aircraft age, condition, and buyer qualifications. Well-maintained aircraft with modern avionics may qualify for lower down payments. Your credit profile and experience also influence requirements.
What loan terms are available for Pilatus PC-12 financing?
Typical loan terms range from 15-20 years for newer models and 12-15 years for older aircraft. Amortization can extend to 20 years with flexible balloon payment structures. Your final term depends on aircraft age, value, and your financial profile.
Can I finance a Pilatus PC-12 for business use?
Absolutely. The Pilatus PC-12 is commonly used for business travel, and business use provides significant tax advantages including Section 179 depreciation, bonus depreciation, and operating expense deductions. Consult your tax advisor for specific benefits applicable to your situation.
What insurance is required for a financed Pilatus PC-12?
Lenders require liability coverage (minimum $1M) and hull insurance covering the full loan amount. Annual premiums range from $1,800-$5,000 depending on pilot experience, hull value, and whether the aircraft is used for business or personal purposes. Insurance costs are generally reasonable for this aircraft type.
How quickly can I get approved for Pilatus PC-12 financing?
Pre-qualification typically takes 24-48 hours with basic information. Full underwriting requires 7-14 business days with complete documentation including tax returns, financial statements, and aircraft details. Closing can occur within 3-4 weeks of application, sometimes faster for experienced borrowers with clean credit.
Can I include avionics upgrades in my Pilatus PC-12 financing?
Yes, avionics upgrades like Garmin G500/G600/G3X installations can often be rolled into your purchase loan or accomplished through a refinance. Modern glass cockpits typically add value exceeding their cost, making them attractive to both lenders and buyers. Lenders prefer certified installations with proper documentation.
What happens if I want to upgrade to a different aircraft later?
You can sell your Pilatus PC-12 at any time and use equity toward your next aircraft. Well-maintained aircraft typically build equity over time, especially if you maintain it well and make strategic improvements. Some lenders offer streamlined refinancing or trade-up programs.
Start Your Pilatus PC-12 Financing Today
Experience professional aviation financing designed specifically for Pilatus PC-12 aircraft. Our specialists understand this aircraft's unique qualities and can secure the best terms for your purchase.
Get Pre-Qualified NowRelated Articles & Resources
- Complete Beginner's Guide to Buying a Pilatus PC-12 - Specifications, pricing, and ownership costs
- Aircraft Financing Options Guide - Compare loan programs and lenders
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- Aircraft Insurance and Financing - Understanding insurance requirements
- Aircraft Financing for First-Time Buyers - Step-by-step guide